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What
is Peer-to-Peer Insurance project about? |
We are preparing to launch a new type of insurance in the
U.S. called Peer-to-Peer Insurance, which is based on pooling
people together to insure each other at rates cheaper than
they currently pay, without automatically losing the money
they pay as premium. If you are a safe driver, or honestly
committed to driving safely going forward, you may be interested
in what we have to say below:
If you've purchased auto coverage mandatory for driving in
the U.S., you've probably paid thousands of dollars over the
years to insurance companies and will continue to do so because
the law requires it, even if you have never caused any accident
that cost your insurance provider money. And homeowner
insurance? Mortgage lenders demand it. So where does all
that money go?
After spending thousands and driving responsibly, how are
you usually rewarded? Chances are that your insurance company
still raises your premium when it's time to renew and blames
it on the rising cost of doing business.
That's why we are working to launch:
- Peer-to-Peer Auto Insurance (safe drivers pooled
together to insure each other)
- Peer-to-Peer Home Insurance (categories of homeowners
pooled together to insure each other)
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Will
this still follow all federal and state insurance laws? |
Yes it will.
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How
do we plan to do it a little differently? Some examples: |
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For
starters, you will not automatically, and permanently,
lose all the money you pay for coverage, as you currently
do. The more you drive safely, for example, the more
of your premium you can get back: an incentive for everyone
to be more safety conscious which will save lives. |
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What
has your credit got to do with driving safely or protecting
your home? Credit score will not be used to set premium. |
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No
age discrimination against anyone who drives safely,
whether they are younger or older. Why unfairly punish
a safe driver with higher rates? |
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No
fine print. None of that sleek legal lingo buried in
the middle of a thousand pages of policy. Terms will
be easy to read and understand. |
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And
more! For strategic reasons, we are not disclosing every
benefit at this time but will do so when we launch. |
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So
if you:
- are a safe driver, or...
- sincerely plan to be one going forward, or...
- a home owner, and...
- agree to meet some simple conditions
you will be welcome to join our Peer-to-Peer Insurance
club when we launch, where people will insure people
at a cost lower than what you currently pay. |
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What
should you do now? |
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If
you like what you just read and think that you may want to
be a part of it, or at least be told when it is launched,
click on the SHOW INTEREST button(s) above to show interest
in either Auto or Home insurance or both and we will keep
you posted on the option(s) you care about when we launch.
This way, you can get all the details and decide for yourself.
Remember, showing interest does not obligate you to join.
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Why
do we want you to show interest? |
It
helps to know that people are interested in this.
It
could even help make this a reality quicker, which would
be a great help for everyone interested in it.
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To
show interest, you can set up a free email account
at Yahoo, Hotmail or Google (Gmail) to receive information
in when we launch. |
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Your
privacy: Our Promise |
Your
email is held in strict confidence to be used only in informing
you when we launch. It will not be shared with anybody not
connected with the project.
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